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    Smooth Performance Offroad
    SPO Financing

    Upgrade Now,
    Pay Over Time

    Two financing options: Kafene — $1 down, 4 months interest free — or Snap Finance, with terms shown by Snap. Get the wheels, tires and packages you want.

    Apply with Snap Finance

    In Kafene, select Smooth Performance Offroad in McHenry, Illinois. If you cannot find our merchant or store, call 224-770-7681 before applying. After approval, call us to place your order. Your cart and payment amount are not automatically sent to Kafene.

    Your selected package: 17x11 Weld Ventura Machined Silver 5x5 & 315/30R17 Toyo Extensa HP

    Listed package price: $2699.00 before applicable tax and fees.

    Keep this product name for your call with SPO after approval. Staff will confirm the final order amount.

    $1 Down

    Get started with just $1 down — no large upfront payment required.

    4 Months Interest Free

    Enjoy 4 full months of zero interest on your purchase.

    Instant Approval

    Get approved in minutes — no long wait times or complicated paperwork.

    Quick & Easy Process

    Simple online application powered by Kafene. Apply from anywhere.

    Another option

    Apply with Snap Finance

    Snap Finance is a separate financing option from Kafene. Terms, costs and eligibility are set and shown by Snap during their application.

    Snap Finance — Apply Now
    • Applying with Snap does not place an order or reserve inventory.
    • Your cart is not automatically sent to Snap.
    • After approval, call SPO at 224-770-7681 to confirm fitment, stock and your final order.
    • Approval is not guaranteed and is decided by Snap Finance.
    Simple Process

    How It Works

    1

    Apply Online

    Fill out a quick application through our financing partner Kafene.

    2

    Get Approved

    Receive instant approval — no hard credit check required.

    3

    Call SPO to Complete Your Order

    After approval, call 224-770-7681 with your selected product or cart. SPO confirms availability, fitment and the final amount, then manually places your financed order. Applying does not place an order or reserve stock.

    Start Your Application

    Tell us about your build — we track your info so our team can follow up after you apply with Kafene.